The March 2026 Insurance Rule Change That Could Lower Your Monthly Housing Cost Right Now

The March 2026 Insurance Rule Change That Could Lower Your Monthly Housing Cost Right Now

Heather Gennette
Published on: 07/04/2026

Fannie Mae and Freddie Mac just changed roof insurance requirements in a way that could meaningfully reduce premiums for the majority of mortgage borrowers. Heather Gennette explains what changed and exactly what homeowners and buyers should do about it.

mortgage
How the Conflict With Iran Is Affecting Mortgage Rates and What Buyers Can Do About It Right Now

How the Conflict With Iran Is Affecting Mortgage Rates and What Buyers Can Do About It Right Now

Heather Gennette
Published on: 06/04/2026

The connection between what is happening overseas and your monthly mortgage payment is more direct than most buyers realize. Heather Gennette explains the chain reaction from oil prices to bond yields to your housing cost and the strategies that actually work.

mortgage
The Homeowners Insurance Crisis That Is Derailing Home Closings in 2026

The Homeowners Insurance Crisis That Is Derailing Home Closings in 2026

Heather Gennette
Published on: 12/03/2026

Rising insurance premiums are becoming one of the most common reasons home deals fall apart right before closing. Heather Gennette explains what every buyer needs to know and do before it is too late.

mortgage
Are We Finally in a Buyer's Market? Where the Real Leverage Is Hiding Right Now

Are We Finally in a Buyer's Market? Where the Real Leverage Is Hiding Right Now

Heather Gennette
Published on: 12/03/2026

Inventory is up and homes are sitting longer, but prices are not falling like you might expect. Heather Gennette explains what is really driving today's housing market and where prepared buyers can find real leverage.

mortgage
company logo
The High Desert Group Logo

Social Media Links

YouTube

Contact Us

(949) 606-3747

2700 Ygnacio Valley Rd. Suite 255, Walnut Creek CA 94598

Copyright 2025. All rights reserved. Heather Gennette NMLS# 1606952 | Client Direct NMLS# 1065732 | Equal Housing Opportunity | Equal Housing Lender

Client Direct Mortgage is a DBA of The Gennette Group