Non QM Loans Explained: A Mortgage Option for Self Employed and Non Traditional Borrowers

Non QM Loans Explained: A Mortgage Option for Self Employed and Non Traditional Borrowers

Many people believe that getting a mortgage requires W2s, tax returns, pay stubs, and near perfect credit. While that is true for traditional loans, it is not the only path to homeownership or refinan... ...more

mortgage

January 23, 20262 min read

Millions of Homeowners Are Trapped by Capital Gains Taxes

Millions of Homeowners Are Trapped by Capital Gains Taxes

There is a growing issue in today’s housing market that does not get nearly enough attention. Millions of homeowners want to sell their homes, but feel financially stuck. Not because they do not want... ...more

mortgage

January 23, 20262 min read

Will AI Change the Way Homes Are Bought and Sold? Here’s What It Really Means

Will AI Change the Way Homes Are Bought and Sold? Here’s What It Really Means

Will AI change the way homes are bought and sold? Yes. But the bigger story is how it changes the process, and what it does not replace. AI is getting very good at speeding up the early stages: findi... ...more

mortgage

January 15, 20263 min read

Will home affordability improve in 2026?

Will home affordability improve in 2026?

If you are asking this question, you are not alone. A lot of buyers feel stuck between rising everyday costs and home prices that still feel out of reach. The good news is that affordability is not a ... ...more

mortgage

January 03, 20263 min read

company logo
The High Desert Group Logo

Social Media Links

YouTube

Contact Us

(949) 606-3747

2700 Ygnacio Valley Rd. Suite 255, Walnut Creek CA 94598

Copyright 2025. All rights reserved. Heather Gennette NMLS# 1606952 | Client Direct NMLS# 1065732 | Equal Housing Opportunity | Equal Housing Lender

Client Direct Mortgage is a DBA of The Gennette Group