The March 2026 Insurance Rule Change That Could Lower Your Monthly Housing Cost Right Now
Fannie Mae and Freddie Mac just changed roof insurance requirements in a way that could meaningfully reduce premiums for the majority of mortgage borrowers. Heather Gennette explains what changed and ... ...more
mortgage
April 07, 2026•5 min read
How the Conflict With Iran Is Affecting Mortgage Rates and What Buyers Can Do About It Right Now
The connection between what is happening overseas and your monthly mortgage payment is more direct than most buyers realize. Heather Gennette explains the chain reaction from oil prices to bond yields... ...more
mortgage
April 06, 2026•6 min read
The Homeowners Insurance Crisis That Is Derailing Home Closings in 2026
Rising insurance premiums are becoming one of the most common reasons home deals fall apart right before closing. Heather Gennette explains what every buyer needs to know and do before it is too late. ...more
mortgage
March 12, 2026•5 min read
Are We Finally in a Buyer's Market? Where the Real Leverage Is Hiding Right Now
Inventory is up and homes are sitting longer, but prices are not falling like you might expect. Heather Gennette explains what is really driving today's housing market and where prepared buyers can fi... ...more
mortgage
March 12, 2026•5 min read
Non QM Loans Explained: A Mortgage Option for Self Employed and Non Traditional Borrowers
Many people believe that getting a mortgage requires W2s, tax returns, pay stubs, and near perfect credit. While that is true for traditional loans, it is not the only path to homeownership or refinan... ...more
mortgage
January 23, 2026•2 min read
Millions of Homeowners Are Trapped by Capital Gains Taxes
There is a growing issue in today’s housing market that does not get nearly enough attention. Millions of homeowners want to sell their homes, but feel financially stuck. Not because they do not want... ...more
mortgage
January 23, 2026•2 min read
Will AI Change the Way Homes Are Bought and Sold? Here’s What It Really Means
Will AI change the way homes are bought and sold? Yes. But the bigger story is how it changes the process, and what it does not replace. AI is getting very good at speeding up the early stages: findi... ...more
mortgage
January 15, 2026•3 min read
Will home affordability improve in 2026?
If you are asking this question, you are not alone. A lot of buyers feel stuck between rising everyday costs and home prices that still feel out of reach. The good news is that affordability is not a ... ...more
mortgage
January 03, 2026•3 min read
